by Kevin Toler | Jan 27, 2025 | Financial Planning, Tax Planning
The Tax Control Triangle categorizes investments into three tax treatments— tax-deferred, tax-exempt, and taxable—providing a strategic framework for diversifying your portfolio in alignment with your financial goals and tax circumstances. Tax-deferred investments... 
by Kevin Toler | Dec 18, 2024 | Financial Planning
As we move into 2025, the financial landscape presents unique challenges and opportunities for affluent investors. Hill Island Financial is committed to providing clarity and actionable strategies tailored to your financial planning goals. Here’s what to watch and how... 
by Arian Nelson | Nov 18, 2024 | Financial Planning, Guidance for Widows
You and your spouse have done everything right financially. Except you didn’t consider the impact when one of you dies first. Preparing for the financial aftermath of a spouse’s death is crucial. Even with diligent retirement planning, the financial... 
by Kevin Toler | Oct 22, 2024 | Charitable Giving, Political Contributions
A short while back, you might have read the headlines about Yvon Chouinard, a reluctant billionaire and founder of Patagonia, giving away his 3 billion dollar company. Rather than sell it off or give it to his children, he transferred 98% of the company to a newly... 
by Arian Nelson | Oct 15, 2024 | Financial Planning, Guidance for Widows
Losing a spouse is an emotionally devastating event that abruptly brings an array of financial and administrative tasks. In the fog of grief, there is no easy guidebook for what can seem like trivial details and yet can have significant, long-term impacts. It is... 
by Kevin Toler | Sep 26, 2024 | Financial Planning, Tax Planning
Navigating the complexities of the Alternative Minimum Tax (AMT) can be a significant challenge for high-income earners. Still, it’s a key part of optimizing tax strategies. Originally designed to prevent wealthy taxpayers from avoiding their fair share of... 
