Services

Tax Planning

Grand Rapids-based Tax Planning Services

Hold on to more of what you earn

If not properly planned for, taxes have the potential to quickly erode your investment gains. That’s why it’s important to keep taxes at the forefront of every investment and financial planning decision.

Whenever possible, we incorporate tax-friendly investments and harvest portfolio losses to offset gains. We work directly with your accountant to help ensure your tax planning strategy is fully integrated with your financial plan in order to help maximize your long-term tax savings.

  • Year-round tax planning
  • Charitable giving strategies
  • Tax-optimized investment portfolios
  • Estate tax planning

Neither Hill Island Financial nor its investment adviser representatives are CPAs or tax attorneys. Our work involves coordination with your qualified tax professional, not providing tax advice or recommendations directly.

How can we help?

Why work with Hill Island Financial?

The answer is simple – We put your best interests at the center of all we do

Fiduciary – As a fiduciary advisory firm, we are legally bound to put your best interest first, at all times and in all situations. We take a comprehensive approach to guiding all aspects of your financial life by taking into account your current situation and any challenges you may face. When you work with us, you can be confident that you are receiving trusted advice specifically designed to help you achieve your dreams.

Independent – Hill Island Financial is an independent registered advisory firm. We have no parent company, joint ventures or affiliations. What does that mean for you? It means absolutely no product commission or sales quotas. It means we are free to recommend investments and solutions based solely on your specific needs.

Fee based – As a fee-only advisory firm, we sit on the same side of the table as you. We charge a percentage fee based on the assets we manage on your behalf, which aligns our interest with yours. Unlike many brokers who charge product commissions and transaction-based fees, our fee-only approach means that we are incentivized to grow your portfolio over the long term. Put simply, we succeed when you succeed.

It’s not what you make, it’s what you keep.

Kevin Toler, CRPC®, APMA®

Partner & Private Wealth Advisor.

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We take a collaborative team approach. Our team members have diverse professional backgrounds and demonstrate the highest level of integrity and commitment to clients.

Kevin Toler, CRPC®, APMA®

Partner & Private Wealth Advisor.